Various representatives are licensed and/or registered to conduct business in the following states: Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. Investments and registered insurance products are offered through Ascend Financial Services, member NASD/SIPC. For more information about these products, including charges and expenses, ask your registered representative or send for a Prospectus from the distributor, Ascend Financial Services,Inc., 400 Robert Street North, St.Paul MN 55101 or call 1-888-237-1838. Read it carefully before you invest. Investment Advisory services offered through Greater Chicago Investment Advisors, Inc.